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Charles Lovell

Head of Auction Department

Santander launches cheapest mortgage on entire market

Santander has today launched the cheapest mortgage on the UK market with a new five-year deal at a rate of 3.68% that cannot currently be beaten. Rates have been creeping down for months on expectations the Bank of England is now on a base rate cutting cycle and the step back to below 4% was a significant milestone after more than two years of pain.

The hope is now rates will be heading towards 3.5%, which is widely regarded as the likely landing point for interest rates in the next year or two. The bank is also now below 4% on one two-year deal at 3.99% – though this is for a 60% Loan To Value product.

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Robinson & Hall LLP. Regulated by RICS.
Authorised and regulated by the Financial Conduct Authority.
Registered in England as a Limited Liability Partnership number OC310546. Registered Office. Unit 1, Highfield Court, Highfield Road, Oakley, Bedford MK43 7TA.
A list of members is available at any of our offices. VAT registration number: 196 488011.
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Price Information

*Guides are provided as an indication of each seller’s minimum expectation. They are not necessarily figures which a property will sell for and may change at any time prior to the auction. Each property will be offered subject to a Reserve (a figure below which the Auctioneer cannot sell the property during the auction) which we expect will be set within the Guide Range or no more than 10% above a single figure Guide.

Additional Fees Information

Please be aware there may be additional fees payable on top of the final sale price. These include and are not limited to administration charges and buyer’s premium fees payable on exchange, and disbursements payable on completion. Please ensure you check the property information page for a list of any relevant additional fees as well as reading the legal pack for any disbursements.

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Laura Saunders

Marketing & PR Manager

After gaining her degree in fine art, Laura started her working career in London within the marketing team for one of the capital’s most recognised estate agency brands. Moving out to Bedfordshire, she undertook a new role, becoming Marketing & PR Manager for Robinson and Hall in 2012. Since then, Laura has introduced a wealth of new ideas, overseeing all the departments, not just the Auction department, being instrumental in raising the profile of the company.

Today, her time is divided between our company marketing needs, her busy family life, which includes assisting her husband with the running of their family farm, being a mum, and also being quite an accomplished artist. Her trademark landscapes and animal images (mostly farm animals) can be found on a range of products within local shops and garden centres.
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Debbie Sutton

Auction Administrator

Debbie initially joined Robinson & Hall providing maternity cover, and she quickly became a valued member of the team, particularly for her down-to-earth manner and good humour. As a wife and mother, her time is limited so Debbie works part-time, although on auction days she is there until the end.

Outside of Robinson & Hall, Debbie enjoys her family, girls’ nights out/in, and, like Alex, she is a life-long Liverpool supporter.
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Lee Jackson

Auction Property Lister

As an ex-professional golfer and coach who has worked and played throughout Europe, Lee possesses a natural ability to connect with people to identify and understand their needs. He joined Robinson & Hall with experience in the retirement sector of the property market where he put his people skills to good use.

Outside of Robinson & Hall, Lee is still a passionate golfer, although much of his spare time is spent enjoying the company of his wife and two young children.
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David Howard

Lead Generation Manager

David joined the team in 2022, not from a property background but from a business relationship and telesales background. That experience has enabled David to develop new relationships with an ever-increasing number of Partner Agents where his good nature, persistence and tenacity has helped many initial sceptics to be won over to the benefits of having an auction provider.

Outside of Robinson & Hall, David is another keen follower of sport, rugby in particular, and enjoys spending time with family and friends.
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Ian Wilson

Auction Manager

Prior to joining Robinson & Hall in 2015, Ian worked in business to business sales selling storage solutions and then moved onto to supplying specialist trading room furniture. In 1993 he set up his own business selling furniture and also provided relocation services for clients. He entered the property industry selling high-value property in Portugal for over a decade before returning to the UK where shortly after he joined Robinson & Hall.

Outside of Robinson & Hall, Ian still retains a love for the Mediterranean and enjoys frequent visits with his wife to enjoy good food and wine. As well as being a keen golfer, Ian also enjoys following rugby union and football, and he is an Arsenal supporter.
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Alex Grant

Auction Office Manager

Alex joined Robinson & Hall in 2014 and quickly demonstrated his already considerable property experience, together with his ability to master challenging technology. Another key strength is his incredible memory of properties and buyers and sellers; there aren’t many he can’t recall from over the past 10 years.

Outside of Robinson & Hall, Alex’s interests and passions are family, socialising with his friends, the occasional gym workout, sport in general and specifically following Liverpool Football Club.
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Charles Lovell

Head of Auction Department

Having spent many years extensively traveling and working in Asia, Africa, Australia and America, Charles started working in the property industry in the mid-1990s. His first involvement in property auctions was following the financial crisis of 2008 which he describes as a revelation.

Charles joined Robinson & Hall in 2012 and has been instrumental in building the auction department into one of the most successful regional auction houses in the country.

Outside of Robinson & Hall, Charles still enjoys travel, time with his family, and his other passion is motorcycles.

David Jones

Auctioneer

After university in Cambridge, David joined Robinson & Hall as a youngster, his first full-time position training as a Chartered Surveyor and Agricultural Valuer under Michael Robinson, the great grandson of the firm’s founder. Four decades on, David is our Chairman, as well as our Auctioneer. His primary focus is executing the sale of strategic development land across the region, although he also finds times to review and check every legal pack, in addition to his appearances on the rostrum.

Outside of Robinson & Hall, he regularly enjoys shooting, fishing and golf, with an annual pilgrimage to Henley Regatta with his old university rowing mates to cheer on the Light Blues!